“Not having medical insurance has never been more convenient,” says Dr. Shane Stone of Calypso Concierge Medical. “And affordable.”
Access to affordable healthcare is a critical issue for Houstonians. The words “uninsured patient” often are narrowly associated with the desolate and needy. The reality, however, can be quite different.
Entrepreneurs, lawyers, small and medium business owners and their employees, realtors, and restaurant personnel are also the face of Houston’s uninsured patients. However, these folks often make too much money to qualify for government healthcare programs.
Dr. Stone, a family practice physician, Caribbean native, and Rice University graduate, believes the current healthcare system is excluding a large population in our community and he has opened his medical clinic in Houston at 427 W. 20th St., Suite 503 in the Heights to help fill that gap.
“As medical providers, we are evolving and trying new methods that seek to serve all Houstonians most effectively,” says Dr. Stone. “However, there is a big part of our community that is currently underserved.”
A traditional family medical insurance policy can cost thousands of dollars a month and have a high deductible, placing medical insurance out of practical financial reach for many self-employed Houstonians. Small and medium businesses struggle to find affordable and practical plans to offer their employees, leaving these valued societal contributors without access to important preventative care.
Calypso Concierge Medical is changing the way Houstonians pay for and receive healthcare. Dr. Stone’s family practice offers long-term preventative care, chronic illness management, and the treatment of short-term medical needs to uninsured patients that typically don’t qualify for government programs.
Calypso Concierge Medical’s monthly pricing is as follows, with corporate rates also available:
Single adult – $75 per month
Single child (under 21) – $50 per month
Couple – $140 per month
Family (+children under 26) – $200 per month
The membership, for all intents and purposes, is a low-cost medical insurance alternative. The monthly fee includes routine labs, exams and diagnostics. Office visits never require a co-pay. Consistent membership is required for continued care, but patients can cancel anytime without penalty. Some patients choose to purchase additional catastrophic medical insurance plans to cover any major health problems that might arise.
“I see patients with traditional medical insurance and those with government plans too,” says Dr. Stone. “Many plans are co-insurance, percentage-based whereas my practice is a flat fee. These patients like that I save them time and money. We don’t bill against their insurance, ever. The insured patients pay their monthly membership fee, just as any of my other patients, and they save their insurance plans for catastrophic concerns.”
Convenient care is another benefit of this new type of practice. Many medical concerns can be remedied by speaking with a member of the clinic staff. “Patients will delay seeking treatment because they can’t get time away from work,” says Dr. Stone. “We provide alternative avenues that allow me to communicate with my patients quicker, and devise a treatment plan before a condition worsens.”
It seems concierge medicine is not reserved for only the rich and famous anymore.
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